Mid-State Bank & Trust provides friendly, hometown service and state-of-the-art banking services to businesses and residents in San Luis Obispo, Santa Barbara, and Ventura Counties. 

With 41 branches, they offer SBA and other business loans, commercial real estate loans, checking and savings plans, business equipment leasing, Health Savings Accounts (HSAs), investment management, and trust services. 

As Partners in Your Community, their lending decisions are made locally and the money you deposit at Mid-State Bank & Trust is invested back into the community through loans to local businesses and residents like you.